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I recently bought my first place - a condo in Columbia Heights - and was advised by my real estate agent to purchase a home warranty (on top of home insurance, obviously). I did extensive research on home warranties, and found that they are overwhelmingly scams, and it is extremely difficult to actually get these companies/organizations to pay up when appliances, HVAC units, and other items break down.
Has anyone had any good experiences with home warranty companies? If so, which would you recommend? Please feel free to post horror stories as well - they will only confirm my suspicion that purchasing one will be a waste of money!